What is the Severe Disability Premium (SDP)? How may I earn it? How much does it pay? If you are disabled and earning benefits, you may be eligible for this premium. This Your Benefits article will walk you through everything you need to know about Severe Disability Benefit in 2022.
How much is severe disability premium?
In 2022, you may earn up to an amount of £67.30 weekly for a single person. If you are a couple, and both eligible, it goes up to £134.60 weekly. Disability premiums are amounts added to other benefits. As such, these amounts will be directly paid with those benefits.
What is Severe Disability Premium?
As said above, Severe Disability Premium is a Severe Disability benefit that adds money to benefits you already receive. As such, you need to be receiving a qualifying benefit to receive it. Its aim is to help with the costs that might arise for people living with a disability.
What if I moved to Universal Credit (UC)?
This benefit is not available in Universal Credit. It is an aid for people with low income. You may have earned one of the qualifying benefits, and then claimed Universal Credit. In this case, you are entitled to what is called transitional protection.
Universal Credit replaces most of the qualifying benefits. Additionally, you may have earned Severe Disability Premium on Housing Benefit. In this case, you will not be paid compensation payments with Universal Credit.
Who is eligible for severe disability premium?
You must be receiving an income-related benefit to qualify for this premium. On top of his, you must receive one of an additional qualifying benefit to qualify.
The income-related benefits you could receive to be eligible are:
- Income support;
- Guarantee Pension Credit;
- income-related Employment and Support Allowance (ESA);
- Housing Benefit.
You also need to be receiving one of the following qualifying benefits:
- Attendance Allowance (AA) (this can also be Constant Attendance Allowance received with Industrial Injuries Disablement Benefit, or War Pension);
- Disability Living Allowance (DLA) (the DLA care component at the middle or highest rate);
- Personal Independence Payment (PIP) (you must receive the daily living component);
- Armed Forces Independence Payment.
Your Benefits can help you earn benefits. You may be unsure whether you qualify for this premium or not. Do not worry. With our free simulator, you can find out all the aid you may be entitled to.
Single eligibility
Do you live with multiple people? You must also be the only adult in your house. However, there are exceptions. For example, you may split the bill with your flatmate. In this case, you are likely to be treated as the only adult in your household.
Severe disability premium couple eligibility
If you live in a couple, the qualifications you may have to abide by are also different. For example, both you and your partner must be getting one of the following qualifying benefits:
- Attendance Allowance (AA) (this can also be Constant Attendance Allowance received with Industrial Injuries Disablement Benefit, or War Pension);
- Disability Living Allowance (DLA) (the care component at the highest or middle rate);
- Personal Independence Payment (PIP) (you must receive the daily living component);
- Armed Forces Independence Payment.
If your partner is registered blind, the terms for qualification are different. Then, your partner does not need to earn a qualifying benefit. You will still be eligible to earn the single rate.
Someone may be caring for you. They cannot receive Carer’s Allowance or Carer’s Element of Universal Credit for looking after both of you.
They may receive one of these benefits for looking after one of you. In this case, however, you will only receive the single rate. This means that Severe Disability Premium will only be paid to one of you.
Could I get another type of disability premium?
You may be eligible for more than one disability premium. If you are, you may earn more than one disability premium at a time. For adults, there are 3 types of Disability Premium:
- Disability premium;
- Enhanced disability premium;
- Severe disability premium.
You may earn the disability premium by itself. However, you may also qualify for it and either the enhanced or Severe Disability Premium.
You may not receive disability premium with income-related Employment and Support Allowance (ESA). However, you may get one of the other two premiums.
The amounts are paid directly into your account. This is likely your bank account. The amount of money you may receive is limited by the benefit cap. It is a limit on the total amount of benefits that people between 16 years old and State Pension age may get. Each of the premiums pays the following:
| Amount received with each disability premium in 2022 | ||
|---|---|---|
| Disability premium type | Weekly amount for a single person | Weekly amount for a couple |
| Disability premium | £35.10 | £50.05 |
| Severe disability premium | £67.30 | £134.60 |
| Enhanced disability premium | £17.20 | £24.60 |
How to claim severe disability premium
Since the money from the premium is added directly to your benefit, you usually do not need to apply. However, this is not always the case. You may not receive this premium, but believe that you qualify. If so, then follow this guide.
There are many people who are eligible to receive the benefit. However, not everyone claims it. Thankfully, there is an advantage to claiming it anyway, even if you have not does so yet.
Who do I need to contact to get Severe Disability Payment?
Severe Disability Premium is a payment that you receive on other benefits. It is an extra sum. As such, how you claim the premium depends on the benefit that you receive. Contact the office relevant to your benefit. Then, let them know that you believe that you qualify.
For the following 3 benefits, you will need to contact Jobcentre Plus:
- Income Support;
- Income-related ESA (Employment and Support Allowance);
- Income-based Jobseeker’s Allowance (JSA).
For these, you must contact the Jobcentre Plus office. You may do so by phone at 0800 169 0310. You may also do so by textphone at 0800 169 0314.
If you receive Pension Credit, you will need to contact the Pension Service helpline. You may do so by phone at 0800 731 0469. You may also do so by textphone at 0800 169 0133.
You may believe you qualify for one of the other premiums. In this case, you may apply the same way. The qualifying benefits, as well as relevant offices, are the same for all 3.
What if I disagree with the decision?
You may not agree with the decision taken on your claim. In this case, a written statement of reasons is something you may ask for. It will tell you why your claim was rejected.
Severe Disability Premium is not a benefit that automatically qualifies you for a mandatory reconsideration. What this means is that your appeal is not guaranteed. However, you may believe that an error was made with your decision. If this is so, be ready to defend your case.
fantastic put up, very informative. I ponder why the opposite specialists of this sector don’t realize this. You should proceed your writing. I’m confident, you’ve a huge readers’ base already!
Hello,
Thank you. Glad this helped you!
Robin
When I initially commented I seem to have clicked the -Notify me when new comments are added- checkbox and from now on every time a comment is added I receive four emails with the same comment. Is there a way you are able to remove me from that service? Thank you!
Hello,
I apologize for this inconvenience. Unfortunately, I have not found a fix for this or a way to manually take your email out of the list. However, there should be an unsubscribe button in the email itself. Otherwise, if there isn’t, I would recommend marking the emails as spam.
Sorry again for the inconvenience,
Robin
Hi, I have a question!
I was registered disabled from my pervious job a few years ago, since then I have received Universal credit and PIP, however I am still finding it hard to survive on this income and was wondering if I am eligible to apply also: Severe Disability Premium.
Thank you for your time.
Hello,
Yes! You are likely to be eligible.
Hope this helps,
Robin
Both my husband and I receive state pension I get high rate mobility DLA and husband gets high rate mobility and high rate care DLA are we entitled to any disability premiums. We claim housing benefit.
Hello,
What is your question?
Robin
Some months ago, l tried always to report my worsening symptoms finding my DLA had stopped. l would like too no why, it has been l should have received a form to fill in, if that is true l have not received any thing at all. Please would you look into it .
Hello,
I cannot inform you on the state of your DLA, as we are not affiliated with the government.
Have a good day,
Robin
Hi I get DlA high mobility and low care also my husband gets low care only and I’m on ESA legacy benefits.im I entitled to severe disabilities premium.thanks for helping
Hello,
It seems that you are likely eligible for Severe Disability Premium.
Hope this helps,
Robin
i have been awarded attendance allowance am i entitled to severe disability premium or pension credit guarantee
Hello,
You may indeed. To be eligible, you also need to be under pension credit age.
Hope this helps,
Robin
got severleydisabledallowance2021ihave had no thing to say iget it this year2022 also we were getting carer allowance as a couple for looking after each otherboth aged 79 and78nothing has changed do not know if we are gettingsevere disability and combinedcarer allowancecan you advisemrs e hall
Hello,
From what I know, I believe you could receive both Carer’s Allowance and Severe Disability Allowance. However, for more info, call the Carer’s Allowance Unit on 0800 731 0297.
Hope this helps,
Robin
hello ..could you please help me in finding out if I’m eligible for the SDP claim ..I’m in receipt of PIP and UC in which this is topped up with LCW WRA …I’m not sure if I’ve been misinformed and that my LCW WRA does cover it .. thank you ..dean fitzsimmons
Hello Dean,
Typically, you will not be able to receive Severe Disability Premium if you already get Universal Credit.
Hope this helps,
Robin
My husband receives enhanced PIP and I receive carers allowance but I also have recently been awarded enhanced PIP but now my husband has received a letter to apply for severe disability premium is it because I’ve received PIP or are they trying to catch us out because I also receive carers allowance
Hello Karen,
It is true that typically, if you receive Carer’s Allowance, your partner will stop getting a Severe Disability Premium. However, I don’t think that you cannot earn PIP when you get Carer’s Allowance. As such, I believe that your situation enabled him to receive Severe Disability Allowance. If you were unable to receive a certain benefit, they wouldn’t ‘tempt’ you with it, but would instead contact you.
Hope this helps,
Robin